So.. I did a update recently, I think to bash. Now when I load my SSH, I get;
-bash-3.2# (cursor)

If I type "bash" it reads my .bashrc profile properly.. giving;
[user@myhostname] ~ $ (cursor)

Why is it doing this? I'm confused

Should I set a default PS1, is it not detecting PuTTY as interactive login, or am I doing something wrong?

I believe Bash uses .bash_profile for interactive logins, and .bashrc otherwise. You can put the following in .bash_profile to have it read .bashrc:

source .bashrc

wow.. that worked, I feel dumb now.. lol

Thanks man!