Hello,

I'm based in the UK and for an online SaaS app I'm looking for a solution allowing me to take recurring CC payments while keeping total control of the payment pages' UI (ideally they should be fully integrated with rest of site).

Paypal does not seem to support recurring payments with their hosted Payments Pro solution (e.g. using iframes). Thus I would have to use their Direct Payment API to collect cards data and therefore would have to look at PCI-DSS compliance (SAQ C or D apparently, not sure).

Can anyone suggest ways to solve this problem?
Has anyone got experience of using Paypal's Direct Payment API on Linode (with resulting PCI-DSS issues)?

Thanks.

Payment processing is discussed around these parts on occasion. This discussion, for example, touches on recurring payments.

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Matt Nordhoff (aka Peng on IRC)

Yep, read that thread.
While Braintree or Stripe look like they could be alternatives to Paypal they are currently US-only.

I don't use it myself but I've heard good reports about http://www.adyen.com/

Old thread, huh? Stripe is supported in the UK now (and in beta in Denmark)

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lakridserne
Serverfruit - shared and managed VPS hosting, SSL certificates and domains
Awesome servers rented from Linode!

We're still using PayPal as our credit-card processor, since their rates are generally competitive, although we've been considering moving to a dedicated payment provider for some time, to get a slightly lower rate. But you're not going to see anybody offering substantially different rates from PayPal unless you're doing a huge amount of business and have the leverage to negotiate a custom account based on that.

Agreed. We work with Paymill and PayPal (we accept both + bank transfer), and the fees are basically the same. Most of our customers choose to pay via Paymill - and similarly if you look at other webshops in Denmark, you'll almost never see PayPal because the conversion rates are low compared with other processors because there are not really many people in Denmark using it - except for young people.

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lakridserne
Serverfruit - shared and managed VPS hosting, SSL certificates and domains
Awesome servers rented from Linode!

I should note that we use PayPal as a credit card processor: people don't require a PayPal account to use it. They're simply prompted to enter their credit card information, and they can optionally log in to PayPal instead, but the primary interface they get is a standard credit card form.