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 Post subject:
PostPosted: Sat Dec 18, 2010 4:25 pm 
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Joined: Mon Jul 05, 2010 5:13 pm
Posts: 392
Except he's not lobbying Linode, he's attempting (albeit perhaps unwittingly) to start a flame war by using harsh language and repetition to make it sound like Linode is the evil corporate giant raining on his happiness parade (As evidenced by topic titles which connect a real company with a fictional evil entity who hates happiness).


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 Post subject:
PostPosted: Sat Dec 18, 2010 4:30 pm 
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Posts: 46
For someone who can't figure out how to get a VISA card
=====================================
I know exactly how to get a Visa card. It is not feasable for me to get one. All these mislabeled generalizations seem to be popular lately.

you sure are arrogant about how little the rest of us understand the banking system.
========================================
I never mentioned anyone else than the people I was addressing. I never met you or had a conversation with you before, and have no idea about your understanding of the process. Was there anything misleading which I said earlier in my posts? Was there any point in which I labeled any group as a whole?


You are asking Linode to give you an account number and routing code to make a transfer.
=================================
Was there anything risky in that equation? I don't think there is any arrogance in downplaying any misunderstood risk, or false comparisons to Nigerian Phishing scams. Additionally there is no additional set up required. It is simply a method which all banks natively use to transfer funds without third party credit processing companies like Visa.


They have said no. D
==================
Yep. I am testimony to that..

It is in my opinion , that adding this option would improve my Linode experience, and all others who do not own credit cards. It is a terrible inconvenience in my purchasing experience.

Which is to say I think that the lower class income purchasers are also customers. It would be foolish to lose one who is willing to pay for a year in advance in order to cater to an upper income customer who may only pay month by month, while you have to pay additional processing fees to a third party credit processing company. That just doesnt seem logical.


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 Post subject:
PostPosted: Sat Dec 18, 2010 4:36 pm 
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Joined: Sun Dec 27, 2009 11:12 pm
Posts: 1038
Location: Colorado, USA
AntiNSA wrote:
I know exactly how to get a Visa card. It is not feasable for me to get one

So it's OK for you to use the "it's not feasable (sic) for me" excuse, but when Linode says it's NOT feasible for them to change their accounting practices for you - it's a big freaking deal?

Nothing like playing the double standard card (oh wait you're from China - what am I thinking - never mind).


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 Post subject:
PostPosted: Sat Dec 18, 2010 4:43 pm 
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So it's OK for you to use the "it's not feasable (sic) for me" excuse,
==========================================
I am the Customer. It is an entirely different ADDITIONAL process required for me to make the purchase. An additional hurdle. For Linode, it is not additional. In fact it requires less. Less members in the transaction process. Less money for credit processing. There are no additional steps to pay by bank transfer vs. credit payment. Infact it is the reverse which is true.


but when Linode says it's NOT feasible for them to change their accounting practices for you - it's a big freaking deal?
=========================================
As a customer in this situation, yes it is a very big inconvenience.

Nothing like playing the double standard card (oh wait you're from China - what am I thinking - never mind).
=======================================
Do you have to finish with yet another demonized generalization?

Are all people from China, like a quarter of the worlds population, those who like playing the ""Double Standard" card?

Thats not a nice thing to say. Actually , if you want to know the truth, I have lived where you are now for about 13 years of my life. I am also an American citizen, who grew up in Littleton and Denver.


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 Post subject:
PostPosted: Sat Dec 18, 2010 5:17 pm 
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Posts: 46
Well I have seen a lot of negative feedback about my testimony. I feel sad that there are none who agree with my standpoint. For those other consumers in the same situation as I, I wish you the best of luck. I know it is challenging.

The good news is that I think I have found someone who will allow me to transfer money to them, then they will use their credit card to purchase a year account for me. it is not confirmed yet, but when it is I hope to see the same passion shown here throughout the support forum. This is the first time managing a server myself, and I am sure I will have a lot to learn from the members in this forum.


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 Post subject:
PostPosted: Sat Dec 18, 2010 6:13 pm 
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Joined: Fri May 02, 2008 8:44 pm
Posts: 1121
In a lot of countries, bank account numbers are a standard way to exchange money. People will tell their bank account numbers to each other so they can pay and get paid, and many businesses have their bank account numbers posted on their public website so their customers can pay them easily. I'm not sure what it's like in China, but I've seen this in several countries.

In America, it's different. It is very unusual for American businesses to disclose their banking information to first-time customers. It is also very unusual for American people to use bank account numbers when exchanging money among themselves. Americans make heavy use of credit cards, PayPal, Western Union, and even personal checks, but direct transfer between banks is not very common -- at least in the retail sector. I don't know why, but that's the way things are. Maybe the evil banks and credit card companies wanted Americans to do it that way.

Nonetheless, it is only to be expected that small businesses such as Linode will refuse to accept direct transfers. It just isn't a commonly accepted method of payment. Even if the transfer looks safe, convenient, etc., if they don't know it inside and out, they won't take any chances. When money is involved, being conservative can be a virtue. After all, that's how people on the Internet guard against fraud: by being super paranoid. Yes, it probably loses them a few customers. But it also helps them to stay comfortable, and you can't blame people for wanting to be comfortable in their monetary dealings.

It's also perfectly reasonable that people from other countries, such as @AntiNSA will find this American practice frustrating. People from other countries might be used to exchanging banking information or even having it posted on the public web. But again, Linode is an American company, and you have to accept the fact that American companies prefer to be paid in a certain way. Maybe it's inconvenient and maybe it's just enriching the credit card companies, but American businesses simply aren't used to being paid directly into their bank accounts.

You'll probably be able to find some "wholesale" businesses, even in America, who accept direct transfers from large customers. But Linode isn't one of those large companies, and you're not one of those large customers.


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 Post subject:
PostPosted: Sat Dec 18, 2010 7:39 pm 
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Location: Rochester, New York
hybinet wrote:
In America, it's different. It is very unusual for American businesses to disclose their banking information to first-time customers. It is also very unusual for American people to use bank account numbers when exchanging money among themselves. Americans make heavy use of credit cards, PayPal, Western Union, and even personal checks, but direct transfer between banks is not very common -- at least in the retail sector. I don't know why, but that's the way things are. Maybe the evil banks and credit card companies wanted Americans to do it that way.


A curious side effect of this is that wire transfers are a pain in the butt for both sender and receiver. To send a wire transfer, I'm looking at a trip to the bank to fill out some forms and pay $25. International wire transfers are $50. It doesn't look like there's a cost to receive, but I'd probably have to poll them daily until I have the money. That costs a few man-hours.

Nice thing about credit cards: it's automated and cheap. Heck, checks are pretty easy too.

In short, wire transfers are like chickens to Americans. People will look at you funny when you try to pay for something using them.

(note: your comment about big companies/big transactions also applies)

_________________
Code:
/* TODO: need to add signature to posts */


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 Post subject:
PostPosted: Sun Dec 19, 2010 9:33 am 
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Joined: Sun Jan 27, 2008 11:52 pm
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I've paid contractors using wire transfer, mainly because the bank couldn't comprehend what an ACH EFT was. Contractor couldn't wait for a check, and that's fine, so he ate the 25 dollar fee and had his money within 10 minutes after I signed the transfer authorization.

Risk level aside, Linode does not accept wire transfer. I resell linodes. Some other people do, too. I would accept a wire transfer, but of course I'm going to build profit into the transaction because I'm reselling the service.

This was offered to AntiNSA. He pulled the save the world card and noted that he couldn't pay a "fourth party" person, whatever that would be. (It would be a 1st party transaction. He gets a VPS, and that VPS happens to be based on Linode. Then we would deal with Linode.)

In my opinion, this guy isn't going to stop until he's either silenced by Linode, or Linode changes their policies to accept more payment types. Knowing that Maxmind probably flips it's shit every time you wave a wire transfer near it... I'm guessing the former.


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 Post subject:
PostPosted: Sun Dec 19, 2010 9:59 am 
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Ive given my opinion. I don't think I have much more to say about it. Not once did I demonize or make glittering generalizations against entire groups of people. Im not paying with chickens and I dont have a pack of "save the world" playing cards.I mentioned before I think that I have found a third person that is a friend that will accept money and assist in transferring the money to Linode. If you people are under the impression that businesses dont do bank to bank transfers, and doing so equates to bringing chickens in for business; well Id strongly disagree with that. I have had several companies wire money directly to my account. Getty images, Allamy, etc...

On a personal note it is my own opinion that many of the economic problems being faced in the world today were created by third wheel/middle men/credit card companies. Creating a false value commodity.

But you dont have to subscribe to that belief. I would not demonize you if you thought differently.


As I said earlier, I hpe your passion is equally as sttrong when I search for help and support on the support side of things.


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 Post subject:
PostPosted: Mon Dec 20, 2010 7:46 am 
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AntiNSA wrote:
Was this the fall into line and be with us or you are with the terrorist type section?


All your base are belong to us. Most of the terrorists I know will accept bank transfers - that might be the root problem here. If the Linode staff would just turn terrorist, the bank transfers would then be simple.

James


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 Post subject:
PostPosted: Mon Dec 20, 2010 8:42 am 
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Posts: 46
hahahah... and most people who use bank transfers would rather use chickens... So if they would open some kfc franchises Im sure I could get them some fat nuggets.


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 Post subject:
PostPosted: Sun Jan 09, 2011 5:42 am 
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Joined: Sun Jan 02, 2011 12:08 pm
Posts: 25
Linode is not setup to accept wire transfers.

I doubt they are going to adjust their billing system to accommodate you, however if more people request it it could be feasible. You keep going on about it not being an additional step, I think you are missing the point, the system are probably setup in an automated fashion regarding to accounting, renewal, suspension all around credit cards I doubt they have integrated with a deposit account. They'd have to manually handle your cases, verify the transfer, tell the accountant what the deposit is, setup a special reminder for one year from now etc... reconcile the books if the exact amount is not deposited etc.. They choose not to, simple as, use a reseller or figure out a way to get a credit card.


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 Post subject:
PostPosted: Mon Jan 10, 2011 6:37 pm 
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Joined: Fri Jan 02, 2009 11:31 am
Posts: 141
Website: http://faroutscience.com
Location: Texas / Kansas
Talman offered to sell him a Linode VPS using a wire transfer. A solution is there if he wants it.

Where's the beef?

I used to be a private consultant. I was burned many times by unusual foreign based transactions. I became very gun shy. It is the only way to stay in business.

Jeff


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 Post subject:
PostPosted: Thu Jan 20, 2011 6:58 am 
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Joined: Mon Dec 07, 2009 6:46 am
Posts: 331
Don't the banks nowadays give you VISA or whatever DEBIT card whenever you open an account? At least here in Europe they do, and that's what I'm paying Linode with.

For extra bonus, no one can steal your money if you keep the account just for online transactions and empty until you need to pay something online.


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 Post subject:
PostPosted: Thu Jan 20, 2011 9:22 am 
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Joined: Sat Jan 08, 2011 8:36 pm
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I am also willing to get a Linode on AntiNSA behalf, if I receive a bank transfer, check or money order in advance (Western Union is a viable way as well). It must be of enough amount as of exempt me of any charges. I will not charge him extra for my good will, but I am not willing to pay anything for it either.


--
David


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